$2,750,000
 $14,763 est/mo Sourced by Back At You

16312 Cozy Cove Road,Charlotte, NC 28278

Charlotte, NC 28278

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Description

Imagine a home that adapts perfectly to your lifestyle, offering three entirely separate living quarters without sacrificing a drop of luxury or lakefront charm. This 6,200-square-foot residence is a masterclass in versatility, designed specifically for multi-generational living or hosting guests with total independence. The finished walk-out lower level serves as a complete second home with its own full kitchen, two bedrooms, and two bathrooms, while a private upstairs apartment offers a third full kitchen and a dedicated bedroom suite. The lifestyle here revolves around the water. Step outside to a resort-style backyard where an inground pool and spa overlook your private dock, tucked away on a serene lake cove. Whether you're launching a boat for a sunset cruise or enjoying a quiet morning on the screened porch, the connection to the water is seamless. Inside, the main level acts as a sophisticated central hub. A two-story great room with a three-sided fireplace creates a dramatic focal point, flowing into a chef's kitchen designed for large-scale entertaining. The primary suite is also conveniently situated on the main floor, offering a secluded retreat with direct access to the expansive outdoor living areas. Located near the Palisades but notably free from HOA restrictions, this property offers a rare sense of privacy and freedom. You'll enjoy the feeling of a secluded getaway while just a short drive from Charlotte's premier dining, medical centers, and the international airport. It's more than just a home; it's a flexible, waterfront sanctuary built for the way you live today.

Details

MLS #4321861
Listing TypeFor Sale
StyleHouse
Sub-TypeResale
StatusActive
Year2019
Days On Site303
Listing Provided ByCOMPASS | Robyn Riordan

Features

Bed(s)6
Bath(s) 7 Total
SQ Feet6,218
Garage4
BasementY
PoolYes
Story(s)1
Acreage1.01
Water FrontYes
Property ViewWater, Year Round

Interior

CoolingCentral Air, Heat Pump, Multi Units
HeatingCentral, Heat Pump, Natural Gas
Interior FeaturesAttic Walk In, Cable Prewire, Garden Tub, Kitchen Island, Open Floorplan, Pantry, Split Bedroom, Walk-In Closet(s), Walk-In Pantry
AppliancesDishwasher, Disposal, Electric Oven, Exhaust Hood, Gas Cooktop, Refrigerator, Tankless Water Heater, Wine Refrigerator

Exterior

Exterior FeaturesFire Pit, Dock - Floating, Gas Grill, In-Ground Irrigation
RoofArchitectural Shingle
Construction MaterialsFiber Cement
Foundation DetailsBasement
Lot FeaturesWaterfront

Parking

Garage Yes / NoYes
Parking FeaturesAttached Garage, Garage Door Opener, Garage Faces Side, Garage Shop, Golf Cart Garage

Utilities

UtilitiesNatural Gas

Other

List AorCanopy Realtor Association

Taxes

Property1324500

Area Information

StateNC
CountyMecklenburg
CityCharlotte
Zip Code28278
AreaMecklenburg
School DistrictUnspecified
Elementary SchoolUnspecified
High SchoolUnspecified
Listing VS Median (in 28278)
Price:
$2,750,000
low | high
Med:
$535,000
100% of Average
sqft:
6,218
low | high
Med:
2,892
100% of Average
$ / sqft:
$442
low | high
Med:
$185
100% of Average
On site:
303
low | high
Med:
10
100% of Average
Sourced by Back At You

Market Activity 28278

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 Listings courtesy of Canopy MLS as distributed by MLS GRID.

Based on information submitted to the MLS GRID as of September 13, 2026 at 9:16:32 AM PDT All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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Learn More About This Property

StateNC
CountyMecklenburg
CityCharlotte
Zip Code28278
AreaMecklenburg
School DistrictUnspecified
Elementary SchoolUnspecified
High SchoolUnspecified
Listing VS Median (in 28278)
Price:
$2,750,000
low | high
Med:
$535,000
100% of Average
sqft:
6,218
low | high
Med:
2,892
100% of Average
$ / sqft:
$442
low | high
Med:
$185
100% of Average
On site:
303
low | high
Med:
10
100% of Average
Sourced by Back At You
Listing Updated: September 10, 2026 at 1:28:26 PM PDT
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